Banking Infra for Global Payments

The first platform combining banking rails, stablecoins, and KYB/T AI agents - all for cross border payments

The first platform combining banking rails, stablecoins, and KYB/T AI agents - all for cross border payments

World class virtual bank accounts

We focus exclusively on providing one product - Virtual bank accounts - and provide the best-in-class experience, leading to quick onboarding, less RFIs and faster growth

True 3rd Party Payments

Universal Payment Gateway

Enable receiving/sending payments via USDT/C, Fednow, RTP, cash, debit, ACH, and SWIFT, abstracted into a white-labeled, agent-friendly payment link. Perfect for embedding into conversational and autonomous flows.

National bank network

Leverage 4 nationally chartered FDIC-insured US banks, instead of relying on one with automated treasury management and enable AI-managed yield-bearing wallets backed by stablecoins and/or U.S. Treasuries. Perfect for streamlined cross-border liquidity management.

Guaranteed 48hr onboarding

Agentic Compliance

Leverage AI for KYC/KYB, AML, VASP, and sanctions compliance through integrated APIs—reducing manual review and speeding onboarding without compromising regulatory standards.

Agentic Virtual Bank Accounts

Deploy intelligent AI agents that autonomously manage remittances, treasury operations, FX trading, import/export settlements, and freelancer payouts globally, with integrated compliance and real-time settlement.

01/05

Agentic Remittances

Launch embedded payment link to allow recipients to request payments. Allow AI agents to initiate and manage cross-border payments, and assist with stablecoin-backed settlement, real-time FX conversion, and programmable KYC/T compliance checks.

Graphic design

01/05

Agentic Remittances

Launch embedded payment link to allow recipients to request payments. Allow AI agents to initiate and manage cross-border payments, and assist with stablecoin-backed settlement, real-time FX conversion, and programmable KYC/T compliance checks.

Graphic design

01/05

Agentic Remittances

Launch embedded payment link to allow recipients to request payments. Allow AI agents to initiate and manage cross-border payments, and assist with stablecoin-backed settlement, real-time FX conversion, and programmable KYC/T compliance checks.

Graphic design

02/05

Autonomous Treasury Operations

Give AI agents direct access to multi-currency treasury infrastructure — enabling automated cash flow management, liquidity routing, and programmable treasury policies. Real-time account visibility and programmable limits ensure safe operations at scale.

A man with long hair is working on a computer.

02/05

Autonomous Treasury Operations

Give AI agents direct access to multi-currency treasury infrastructure — enabling automated cash flow management, liquidity routing, and programmable treasury policies. Real-time account visibility and programmable limits ensure safe operations at scale.

A man with long hair is working on a computer.

02/05

Autonomous Treasury Operations

Give AI agents direct access to multi-currency treasury infrastructure — enabling automated cash flow management, liquidity routing, and programmable treasury policies. Real-time account visibility and programmable limits ensure safe operations at scale.

A man with long hair is working on a computer.

03/05

Import/Export Trade Payments

Allow commerce and supply chain agents to settle import/export transactions programmatically. Agents can trigger international supplier payments with built-in compliance tracking, FX conversion, and status notifications.

Abstract illustration of a network of connected icons

03/05

Import/Export Trade Payments

Allow commerce and supply chain agents to settle import/export transactions programmatically. Agents can trigger international supplier payments with built-in compliance tracking, FX conversion, and status notifications.

Abstract illustration of a network of connected icons

03/05

Import/Export Trade Payments

Allow commerce and supply chain agents to settle import/export transactions programmatically. Agents can trigger international supplier payments with built-in compliance tracking, FX conversion, and status notifications.

Abstract illustration of a network of connected icons

04/05

Programmable FX and Currency Trading

Agents can access integrated, on-demand currency conversion APIs with transparent rates and real-time execution. Enable agent-to-agent value exchange across jurisdictions and asset classes with programmable control and auditability.

Abstract illustration of a network of connected icons

04/05

Programmable FX and Currency Trading

Agents can access integrated, on-demand currency conversion APIs with transparent rates and real-time execution. Enable agent-to-agent value exchange across jurisdictions and asset classes with programmable control and auditability.

Abstract illustration of a network of connected icons

04/05

Programmable FX and Currency Trading

Agents can access integrated, on-demand currency conversion APIs with transparent rates and real-time execution. Enable agent-to-agent value exchange across jurisdictions and asset classes with programmable control and auditability.

Abstract illustration of a network of connected icons

05/05

Scalable Freelancer Payouts

Support gig economy agents with programmable workflows to onboard, verify, and pay contractors in local or digital currency — with tax-compliant reporting and transparent fee structures. Agents can trigger payouts instantly, and recipients can hold balances in USD-backed

Abstract illustration of a network of connected icons

05/05

Scalable Freelancer Payouts

Support gig economy agents with programmable workflows to onboard, verify, and pay contractors in local or digital currency — with tax-compliant reporting and transparent fee structures. Agents can trigger payouts instantly, and recipients can hold balances in USD-backed

Abstract illustration of a network of connected icons

05/05

Scalable Freelancer Payouts

Support gig economy agents with programmable workflows to onboard, verify, and pay contractors in local or digital currency — with tax-compliant reporting and transparent fee structures. Agents can trigger payouts instantly, and recipients can hold balances in USD-backed

Abstract illustration of a network of connected icons

Global Bank Account, Without The Complexity

Harness the benefits of stablecoins—instant global settlement, reduced FX costs, and yield opportunities—without the complexity, through automated AI-managed operations

A+ Customer Service

A+ Customer Service

  • Every Kira client has a dedicated team - Customer success, compliance and payment ops - ready to provide white glove service, you’ll actually love. All real people, not AI

B2C or B2B

B2C or B2B

  • Deploy virtual USD bank accounts for consumers or business from anywhere – including Africa (incl. Nigeria, Ghana), Latin America (incl. Colombia, Bolivia, Panama) and south east Asia

No-Code Launch in 48 hrs

No-Code | Launch

No-Code Launch

  • Deploy global banking solutions through intuitive no-code dashboards or powerful APIs designed specifically for AI-driven automated financial workflows.

TALK TO OUR FOUNDERS

TALK TO OUR FOUNDERS

Autonomous End-to-End Global Banking

From onboarding to final settlement, empower your agents to manage the full lifecycle of financial operations — programmatically, securely, and at scale.

Receive Funds

Payin

  • Enable AI agents to initiate localized payment collection through cash, debit, and credit via programmable co-branded payment links integrated with multi-local automated compliance.

Hold Funds

Wallet

  • Push funds to programmable wallets backed by fiat or stablecoin-native rails.

  • Agents can provision USD-denominated wallets or virtual U.S. bank accounts for consumers or business - from anywhere in the world

Send Funds

  • Autonomous agents can trigger payouts to 100+ countries 

  • Funds land in local bank accounts or co-branded wallets with programmable FX logic and compliance guardrails enforced by design.

Payout

Your People-First Infrastructure

Built by immigrant founders, our platform is designed to empower businesses of any size to launch global fintech products — without borders.

  • Rafael Fremd

    "Kira has been essential for our new solution. It combines flexibility, responsiveness, and 24/7 availability through a platform that outperforms every other option we've tested."

  • Juan Yrigoyen

    "Kira's comprehensive coverage across Latin America, beyond traditional corridors, convinced us right away. We found in Kira the reliable partner we needed."

  • Wilber Servando

    Kira transformed our manual work into agile workflows with seamless integrations and constant collaboration. A truly great partner.

  • Rafael Fremd

    "Kira has been essential for our new solution. It combines flexibility, responsiveness, and 24/7 availability through a platform that outperforms every other option we've tested."

  • Juan Yrigoyen

    "Kira's comprehensive coverage across Latin America, beyond traditional corridors, convinced us right away. We found in Kira the reliable partner we needed."

  • Wilber Servando

    Kira transformed our manual work into agile workflows with seamless integrations and constant collaboration. A truly great partner.

  • Rafael Fremd

    "Kira has been essential for our new solution. It combines flexibility, responsiveness, and 24/7 availability through a platform that outperforms every other option we've tested."

  • Juan Yrigoyen

    "Kira's comprehensive coverage across Latin America, beyond traditional corridors, convinced us right away. We found in Kira the reliable partner we needed."

  • Wilber Servando

    Kira transformed our manual work into agile workflows with seamless integrations and constant collaboration. A truly great partner.

We help any business launch embedded fintech products

Info@kirafin.ai

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Benefits

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Use Cases

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© Kira Financial AI 2025
Kira Financial AI is registered with the Financial Crimes Enforcement Network (FinCEN), a bureau within the United States Department of the Treasury.
Kira Financial AI is not a bank. Payment services may be provided by licensed financial institutions. Fees vary based on payment method and destination. Transfer speed may vary depending on recipient bank processing times and payment network conditions. Service availability and transaction limits may vary by region and partner institution.

We help any business launch embedded fintech products

Info@kirafin.ai

Solutions

Benefits

Products

Use Cases

Terms & Conditions

API & Product

Careers

Get our newsletter

© Kira Financial AI 2025
Kira Financial AI is registered with the Financial Crimes Enforcement Network (FinCEN), a bureau within the United States Department of the Treasury.
Kira Financial AI is not a bank. Payment services may be provided by licensed financial institutions. Fees vary based on payment method and destination. Transfer speed may vary depending on recipient bank processing times and payment network conditions. Service availability and transaction limits may vary by region and partner institution.

We help any business launch embedded fintech products

Info@kirafin.ai

Solutions

Benefits

Products

Use Cases

Terms & Conditions

API & Product

Careers

Get our newsletter

© Kira Financial AI 2025
Kira Financial AI is registered with the Financial Crimes Enforcement Network (FinCEN), a bureau within the United States Department of the Treasury.
Kira Financial AI is not a bank. Payment services may be provided by licensed financial institutions. Fees vary based on payment method and destination. Transfer speed may vary depending on recipient bank processing times and payment network conditions. Service availability and transaction limits may vary by region and partner institution.