Analys Falchuk

Why kira's Launch Caught My Attention 

Real talk from someone who previously expanded a bitcoin payments platform to 46 countries in 12 months. Kira hitting $3M in revenue in their first year out of stealth? That's worth paying attention to…

What seems different about kira

These guys appear to get it. Instead of trying to educate the world about smart contracts, they're just making DeFi work behind the scenes while businesses use familiar APIs. It's like having a Tesla but never thinking about the battery.
Their approach looks pretty solid:

  • You pay in with cash or cards (like a normal person)

  • They handle all the blockchain stuff in the background

  • Money moves quickly to 35 countries

  • Everyone's happy

The fact that banks like Banco Industrial are using it suggests they're onto something. That's not easy to pull off in this space.

Why I think this might matter

Okay, here's my take: "We're probably going to see more businesses switch to stablecoin rails for international payments. Not because they care about DeFi, but because it could be more efficient." The regulatory landscape is getting clearer, companies are slowly warming up to digital assets, and the infrastructure is finally getting reliable. It reminds me of the early internet—once it got stable, adoption accelerated.

Where this might be heading

I've been thinking we're entering what could be the "stablecoin decade." Many payments that cross borders might eventually use these rails because they're potentially faster, cheaper, and more transparent than traditional methods. kira seems to be building infrastructure for this potential transition. Their team has relevant experience with companies like Clip and Stori. One of the founders even sold his previous company to Mastercard. "The future probably isn't crypto replacing banks," I usually say. "It's more likely banks using crypto infrastructure without most people noticing."

My honest take

This is one of the first blockchain payments companies I've seen that doesn't require businesses to completely overhaul their operations. They just integrate with kira's API and potentially get access to more modern financial infrastructure. $3M revenue suggests there's real demand. Now we'll see if they can scale it without hitting the usual growing pains. Based on what I've seen so far, they seem to be on a reasonable path. Which, coming from someone who's usually pretty skeptical about these things, is cautiously positive.

What's next

The real test will be how they handle increasing transaction volumes, expanding to more countries, and keeping their API simple while adding features. If they can nail that, they might actually have something special here.

By Analys Rodriguez Amaro, or known as Analys Falchuk

Founder | Elite Brand Marketer | Business Development Manager

Getting Started

Jul 10, 2025

a purple wall with a clock on it
a purple wall with a clock on it
a purple wall with a clock on it

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© Kira Financial AI 2025
Kira Financial AI is registered with the Financial Crimes Enforcement Network (FinCEN), a bureau within the United States Department of the Treasury.
Kira Financial AI is not a bank. Payment services may be provided by licensed financial institutions. Fees vary based on payment method and destination. Transfer speed may vary depending on recipient bank processing times and payment network conditions. Service availability and transaction limits may vary by region and partner institution.

We help any business launch embedded fintech products

Info@kirafin.ai

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© Kira Financial AI 2025
Kira Financial AI is registered with the Financial Crimes Enforcement Network (FinCEN), a bureau within the United States Department of the Treasury.
Kira Financial AI is not a bank. Payment services may be provided by licensed financial institutions. Fees vary based on payment method and destination. Transfer speed may vary depending on recipient bank processing times and payment network conditions. Service availability and transaction limits may vary by region and partner institution.

We help any business launch embedded fintech products

Info@kirafin.ai

Get our newsletter

© Kira Financial AI 2025
Kira Financial AI is registered with the Financial Crimes Enforcement Network (FinCEN), a bureau within the United States Department of the Treasury.
Kira Financial AI is not a bank. Payment services may be provided by licensed financial institutions. Fees vary based on payment method and destination. Transfer speed may vary depending on recipient bank processing times and payment network conditions. Service availability and transaction limits may vary by region and partner institution.

We help any business launch embedded fintech products

Info@kirafin.ai

Get our newsletter

© Kira Financial AI 2025
Kira Financial AI is registered with the Financial Crimes Enforcement Network (FinCEN), a bureau within the United States Department of the Treasury.
Kira Financial AI is not a bank. Payment services may be provided by licensed financial institutions. Fees vary based on payment method and destination. Transfer speed may vary depending on recipient bank processing times and payment network conditions. Service availability and transaction limits may vary by region and partner institution.