The first agentic layer for cross‑border payments.
Agents open your account, clear your KYB, answer RFIs and track every payment. Humans sign the decisions. Money moves at the speed of software, not the speed of email.
Trusted by
payments cleared by an agent on first review. No information request
from document submissions to an open account. An agent reviews the file; an analyst signs.
for a SWIFT payment. MT103 available the next day. Live updates through our MCP
3 agents. One job: keep your money moving.
Agentic Payments
It routes each payment to the right rail and bank for speed and approval odds, and retries when a rail fails. You get the result, not the problem.
Agentic Compliance
Reads your KYB applications, invoices and handles the correct RFI. No email chains three layers deep.
Agentic Operations
Balances, statements and reconciliation are available in plain language inside your ChatGPT or Claude.
Specialized agents for three use cases
My customers need USD accounts.
Platform operatorsYou run a fintech outside the US and resell bank access.Platforms →I convert dollars and stablecoin every day.
OTC desksYour own funds, your client’s deadline.OTC desks →I pay suppliers in Asia.
Global TradeThe supplier’s bank will not release the goods without the MT103.Global Trade →
Your bank, inside your AI
Ask Claude or ChatGPT: “Pay this invoice to my supplier in Shenzhen.” Kira’s agent checks it, clears compliance and sends it. No API integration. No tech team.
Set it up once
claude mcp add kira-prod https://mcp.kirafin.aiWhat are my balances by account right now?
Your USD accounts, with the balance on each and anything still pending.
Before Kira, and with Kira
| Before | With  | |
|---|---|---|
| Contracting | 50-page MSA, legal review | One-page terms, sign today |
| Information requests | RFI by email, forwarded to your client, forwarded to theirs | RFI powered by our API and our MCP, sent directly to your client |
| Payment status | “Where’s my wire?” on WhatsApp | Live status, pushed to you |
| Proof of payment | Wait days for the MT103 | MT103 the next day, in the dashboard and the API |
| Reconciliation | Export CSV, reconcile by hand | “Reconcile last week” using our MCP, through your own AI (Claude or GPT) |
| Support | AI-support, non-sense answers and no human on the loop | humans own the relationship. Dedicated person who answers in minutes. |
What our partners say
“Working with Kira has been a step-change for how we move money cross-border: fast, reliable, and the team actually understands LatAm payments infrastructure, not just theory. Edrizio and team shipped what they promised, on time, with zero drama. If you’re scaling payments in the region, Kira should be on your shortlist.”
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