For OTC desks
Your primary rail. Settled before your client’s deadline.
Your client gives you stablecoin and a deadline. We handle the USD side, on US rails or stablecoins, and connect to institutional liquidity providers globally.
What you get
Accounts at multiple banks. One agreement, accounts at more than one US bank. If one slows down, you keep settling.
First-party flow, approved in advance. Your funds, or a related entity’s. Our banks pre-approve this flow, so onboarding is short.
Deep Liquidity for USDC/T. Stablecoin in, USD credited. USD out, stablecoin to your wallet. No bridging by hand.
No surprise in the price. USDC converts 1:1. USDT converts at the Kraken spot rate at the time of the transaction. Your tier sets the fee, shown in the calculator.
All major rails: SWIFT, ACH, Wire and FedNow. Processed during applicable banking hours.
Settle in USD or USDT/C. Take it out as USD to your bank, or as USDT/C to your own wallet. US desks convert through their own liquidity provider, non-US desks through our licensed liquidity partner.
Reports you ask for in plain words. “Volume by counterparty this month.” The dashboard builds it, or your own AI does over MCP. Made for desks without a tech team.
Before Kira, and with Kira
| Before | With  | |
|---|---|---|
| Contracting | 50-page MSA, legal review | One-page terms, sign today |
| Information requests | RFI by email, no fixed turnaround | RFIs over the API, communicated within one business day |
| Settlement time | Unclear settlement times | Always the same SLA, 1 to 3 hours |
| Settlement currency | Stablecoin only | USD or USDT/C, your choice |
| Bank coverage | One bank, no redundancy | Two banks |
| Rails | Limited rails | FedNow, SWIFT, Fedwire and ACH |
| Access control | No permissions inside the platform | Multiple roles, you control the privileges |
“Working with Kira has been a step-change for how we move money cross-border: fast, reliable, and the team actually understands LatAm payments infrastructure, not just theory. Edrizio and team shipped what they promised, on time, with zero drama. If you’re scaling payments in the region, Kira should be on your shortlist.”