For Global Trade
Pay the supplier today. Hand over the MT103 the next day.
You pay a foreign supplier for an importer, against an invoice. Their bank releases the goods when it sees the payment confirmation (MT103). We send the payment and get you that confirmation.
What you get
SWIFT to Asia, settled the same day. On business days. Post before 3 pm Singapore time and the supplier is credited that day. After that, the next business day.
MT103 the next day. In the dashboard and the API, attached to the payment.
Fund it with stablecoin. Send USDT or USDC. Our licensed liquidity partner converts it and the supplier receives USD by wire. Your importer never sees the stablecoin leg.
Payment on behalf of (POBO) Coming soon
The wire will leave in your name, your importer’s name or ours, chosen per payment. One onboarding, and no US bank account to open.
When it ships:
- Send SWIFT globally on behalf of your customers
- Fund in USDT/C or USD from anywhere into your account
- Light KYB for the senders. Upload invoice and contract only
- Settlement the same day, with the MT103 available within the same day
Before Kira, and with Kira
| Before | With  | |
|---|---|---|
| Contracting | 50-page MSA, legal review | One-page terms, sign today |
| Settlement | Payment settles in three days | Payment settles in under 24 hours |
| Correspondent banks | Several correspondent banks in the chain | Pay from banks based in Hong Kong and Singapore |
| Proof of payment | MT103 by email only, on request | MT103 in the dashboard, the API and the MCP |
| Information requests | RFIs managed by hand over email | RFIs managed over the API |
| Onboarding the sender | Onboard every single sender | POBO model coming soon, no need to onboard the sender |
“Across Asia, Cross-border payments infra is full of teams that talk about solving the hard parts — compliance, local rails, banking relationships — and few that actually do it. Kira is one of the few. Edrizio and his team move like operators, not vendors. If you’re serious about cross-border payments, talk to them before you build it yourself.”